Performance 360°

Acceptable risk

At Pensul, we focus on preventing unexpected underperformance and asset liability mismatch situations, where the consequences could put your budget or planning at risk. Risk is an element that should be discussed from the start, during the planning phase. However, most of the market risk remains under your control. An adequate level of risk better assures your long term comfort and will be reflected in the:

• investment policy
• structure of management mandates
• choice of portfolio managers
• monitoring of performance.

Pensul assists you in each step of the investment management process.

Productive management fees

The management fees that you pay should be proportional to:

• the various management styles available in the industry
• the value added objectives of each portfolio manager.

In some cases, sharing the fee risk between the client and manager helps to align the interests of both parties.

We therefore ensure that our advice optimizes the fees spent for portfolio management.

Optimized return potential

Your portfolios will therefore be optimized to generate revenues and capital gains proportional to and beyond your mid and long-term objectives by:

• setting a level of desirable risk at the outset
• planning an optimal structure for the mandates
• planning an optimal structure for the management styles
• committing to reasonable management fees
• consistent, professional monitoring of performance.